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Welcome to the Clutha Budget Advisory Service website! We provide a free, confidential service that can help you with your budgeting needs. This site will give you practical tips on managing your money. If you need any financial advice or have questions, don't hestitate to contact us.

CBAS is affliated with the NZ Federation of Family Budgeting Services.

Easy Worksheet:
The Easy Worksheet is a simple way of sorting out your income and expenditure.
Budgeting Tips:
Here are some easy-to-follow budgeting tips. They're simple enough for you to implement immediately and it could save you money!
Debt:
Debt! Its hold on your life can be devastating. Learn the principles of quitting crippling debt!
Cars:
We love 'em, but they cost us! Learn some saving tips here.
Credit Cards:
Credit Cards are an easy trap to the un-suspecting. Click here to learn how to keep those 'wild credit cards' under control!
Shopping Smart:
Save money by Shopping Smart! Click here for spending/saving tips.
Kids & Money:
Kids & Money ... read up on some exciting ways you can train your kids to be responsible with their money. Teaching them young sets patterns that last a lifetime.
Links:
Here are some other sites that we think you may find helpful.
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